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About Us

Decision makers are always interested in seeking better ways to offer, finance and communicate employee benefit programs. They are also concerned about competing with other businesses for quality employees.

However, many business owners and executives are guilty of repeating the same old mistakes. Often, they rely on information, opinions, and financial data from a variety of different sources. Lack of perspective and strategic direction produces fragmented benefit programs, increased operating costs and creates unnecessary employee  frustration.

Recognizing that businesses need tools to improve efficiencies and reduce expenses, we offer automated technology and administrative services that enable clients to focus attention on revenue growth and organizational development.

Howell has retained hundreds of private and public employers as clients for more than 30 consecutive years. Our firm is responsible for delivering employee benefit programs to businesses across the country and is licensed in all 50 states.

Our software company, RATECentric, has received national recognition for its customizable and scalable quoting, procurement, invoicing and administration platforms within the industry as  Fortune 500 insurance carriers, payroll vendors and high-profile insurance agencies discover the reduced case processing time, increased closing success rate, and reduced internal manual case processing time.

Carrier relationships may change over time but our relationships with our customers remain constant.

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