Though it may not be the ideal, nearly four in 10 Americans say that it would be smarter for them to pay the fine that comes with not having a coverage policy than to actually pay for one.

The segment of society that likely most needs to be informed about the health law – i.e. the uninsured – tend to be those who know the least about the reform law and what it means to them, according to polling data.

Chronically ill patients who have either a bronze or silver plan – two of the more affordable plan types available under the ACA – will likely reach their maximum out-of-pocket cap in each year that they are covered, despite being subsidized, according to strategic advisory services firm Avalere Health.

According to polling firm Gallup, nearly three in 10 respondents – 28 percent – indicated that they don’t intend to buy a health insurance policy either on their own or through one of the state marketplaces.

Despite the litany of problems that have materialized since the Affordable Care Act officially went into effect, more than four in 10 Americans say that they will likely shop for a new policy through the federal or state-based exchanges.

A new survey of business executives, many of whom supply employee benefits to their workers, say that the current state of the nation’s health care system is in disarray.

According to a recent analysis, a small percentage of exchange applicants have been deemed permitted to receive financial assistance.

Even if small business owners want to supply employee benefits for their workers through the federal or state-based exchanges, they won’t be able to do it electronically at least for another year.

The current state of the health care system is one of the reasons for why many business executives aren’t optimistic about their opportunities for growth in 2014 and beyond, according to recent polling data.