Many businesses require employees to travel for events and conferences and may need to take steps to ensure employees' safety. Employee benefits such as Business Travel Accident (BTA) insurance grants workers valuable protection services for them and their families.
BTA insurance provides compensation for injuries or loss of life to an employee's family if the accident occurs while traveling for business. Planes, trains and automobiles provide employees transportation options to get where they need to go, but safety is not a guarantee. Accidents can occur at any time without notice. However, BTA insurance offers protection to compensate injured workers and their families.
Employees may add BTA insurance to their benefits coverage if they travel regularly. The insurance can supplement Accidental Death and Disbursement insurance, an allowance paid out if an employee loses his life, a limb or an eye due to a work accident. BTA insurance offers an additional payout, helping employees and their families get through difficult times.
Utilizing employee benefit services can help human resource managers review an organization's BTA insurance options. Consultants provide expert solutions and insights to assist employers with employee benefit administration.
